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Holiday Home Insurance Specialist Schofields Ltd. Releases Article to Help Homeowners Protect Their Properties this Winter

Bolton, UK (PRWEB) January 8, 2008 -- With the threat of freezing weather and looming storms, Schofields Ltd., a Bolton-based holiday home insurance (http://www.schofields.ltd.uk) company, advises holiday home owners to follow some simple winter maintenance tips. Seven such tips are listed in the company's new article, "How to protect your holiday home this winter and avoid nasty insurance claims."

"Holiday homes are particularly vulnerable to storm and frost damage during winter, especially in January, as they are often left empty during this hazardous period," says Philip Schofield, of Schofields Ltd. "We want to provide holiday home owners with valuable information that can help reduce their risk of filing claims this winter."

Unlike most other holiday home insurers, Schofields' policies do not have security, heating or unoccupancy warranties. However, the company advises all holiday home owners to check their insurance policies and any obligations regarding these three critical areas. According to Schofields, exclusions and restrictions in the small print can render a holiday home insurance policy worthless, just when homes are most at risk during the winter months.

"The lack of security, heating and unoccupancy warranties makes Schofields' insurance policies easy to understand," Schofield says. "Holiday home owners with different insurance providers need to ensure they understand the exclusions and restrictions of their policy's coverage, as well as understand their own obligations."

Storm damage, water damage and theft are just three of the topics discussed in the Schofields article. The article can be read in its entirety here winter home maintenance tips (http://www.schofields.ltd.uk/Resources/winter-home-maintenance/winter-home-maintenance.htm).

For more information on Schofields or its holiday home insurance offerings, visit www.schofields.ltd.uk

About Schofields

Schofields has specialised in holiday home insurance in the UK, Spain, France, Portugal, Italy and Ireland for more than 24 years. The company's policy offers full protection when a home is left unoccupied or holiday let. Visit www.schofields.ltd.uk for a quote or call 01204 365080 for more information.

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