Quotes on Car Insurance, Auto Insurance, Travel Insurance, Home Insurance and Life Insurance

Florida Health Insurance Analyst Says Crist's Insurance Plan Lacks Substance

(PRWEB) May 28, 2008 -- Florida has been in the middle of a health insurance nightmare for quite a few years. This hot button issue has caused many a Politian to create a health care plan they can call their own. Our Governor may be one of them. Morgan Moran of Florida health insurance web, a health analyst said, "Governor Crist's health insurance plan was passed without debate, and it appears the Senate passed the measure without reading it either; it is completely meaningless and most likely will not help anyone".

Optimists will say 'passing the insurance bill will help 3.7 million people', the pessimists will say 'the bill is nothing more than politico... and people will do anything to get elected.' Whether the Governor was motivated by his hopes of a Vice-Presidency, or to 'do the right thing for residents', we may never know. You can however, look deep into his insurance plan and see it is nothing more than politics.

The facts

"The Governors 'Cover Florida' is not designed to 'Cover Florida', said Moran, "it allows big insurance companies free reign to create smaller insurance plans with lesser benefits". And it gets worse. "The insurers can cap services, limit coverage, require co-pays and offer very limited prescription-drug coverage; not exactly what is needed right now", Moran said.

These new health plans would come with a smaller price tag - about $150 a month, as opposed to current Florida health insurance (http://www.floridahealthinsuranceweb.com) premiums that can exceed $600. Moran said "When the governor created this plan he hoped that people would buy insurance if it were cheaper, but now it seems that $150 is in the gas tank, or the food bill, or something else."

Good news?

Yes. If you live in Florida and are under the age of 65, if you have not had insurance in the past six months, you can buy this coverage whether or not you are employed.

The plans also would allow insurers to allow parents to cover children until they reach age 30 -- as opposed to the more typical 25.

Strange

The strange part of the insurance deal in the Senate, the insurance consultant said, "Details of the plans have yet to be worked out. No one knows what exactly will be covered with this plan, what the plans will cost and, therefore, what people will want and be able to afford to buy." At the very least, "the insurance companies will have to offer at least two plans: one with catastrophic coverage and one without", Moran said. "Purchasing one of these insurance plans of course is optional, and could be bought by individuals or by employers." "They must offer prescription-drug coverage of some type, and some kind of coverage for surgery or hospital stays; whether that coverage will have any appeal, is another thing."

Where do we stand

Florida health insurance web recently posted the state's health report which said "At present, 20.2 percent of Florida's population is living without insurance. That makes Florida the third-highest rated uninsured state in the nation." Who are they? "Of the 3.7 million uninsured residents, a little more than 20% are kids under 18, and according to legislative analyst's, almost half of all Floridians - ages 18 to 34 - are uninsured", the analyst said.

Lack of benefits

"The 'Cover Florida' plan would have to offer some mandatory coverage for medical supplies such as 'diabetic supplies', but the extent and scope of the benefits still have to be worked out, it could be next to nothing" Moran said.

Find out more about Crist plan, and other health insurance options at www.FloridaHealthInsuranceWeb.com -- Florida health insurance web is a free health insurance consultation service in Jacksonville, Miami, Hialeah, Tampa, and Tallahassee, Florida.

###

MORE ARTICLES:

How To Save And Get Discount Health Insurance In West Virginia
For many people the idea of discount health insurance seems like science fiction. Health insurance costs have gotten so out of hand that fully 16% of all residents of West Virginia are without health insurance of any kind.

Auto Insurance and Leasing
When leasing a car, it?s easier to stick with the same company for your auto insurance. What you don?t know, however, is that you may end up paying too much for your coverage and it?s better to look elsewhere for lower rates.

Insurance And Financial Issues You May Encounter While Raising Your Child
Millions of Americans lack private or public health insurance for at least part of each year, and the number of uninsured continues to grow Children under the age of 18 make up a large percentage of the uninsured, even though their parents work

Car Insurance Opens Options For You Vehicle
The injury is painful at the least and even debilitating if extensive, whiplash is the result of sudden head movement when a car is hit from behind where the body moves forward and the places the neck under strain Smaller compacts are designed to be safe mostly from frontal impacts leaving the rear vulnerable for drivers

LifeQuote Participates in Life Insurance Awareness Month (LIAM)
LifeQuote?, a leading provider of life insurance (life insurance quote online) online, is a proud supporter of Life Insurance Awareness Month (LIAM) 2007.

Some Tips On Getting Term Life Insurance Online
If you?re considering getting term life insurance online, you?re not alone. There are websites upon websites available to help you search for, compare, and get quotes for term life insurance policies, and those websites are here for a reason ? to help the millions of people just like you who are interested in getting term life insurance online!

Low Cost Student Health Insurance - You Can Get It
Low cost health insurance for collage students may seem impossible. However, that conclusion is far from the truth. There are many companies offering minimal prices just for students. Life is hard when little money is available. Without insurance, the cost can be incredibly expensive. Would it not be better in the long run to be protected incase the unfortunate happens?

Life Sales USA Wins Top Insurance Wholesaler Award for 2007
Out of over 100 offices nationally, Life Sales USA won the top award for annuity and long term care insurance sales in 2007, as well as best overall performance in other categories combined.

How To Save Money And Get Discount Car Insurance In Missouri
No one likes paying for car insurance, but if you are going to drive a motor vehicle on any public road in Missouri you had better have up-to-date auto insurance and you had better have proof of insurance with you at all times. The penalties for driving without insurance are severe and include the possibility of losing your driving privileges for one full year and the payment of a penalty to reinstate your license after that period.

Guard Against Redundancy With Unemployment Insurance
Today no ones job can be classed as safe, even in industries where once jobs were thought to be safe redundancies happen As you will have outgoings that have to be kept up with each month giving some thought to how you would continue to repay them is essential

Term Life Insurance | Save and Invest Wisely For Your Future in the Life Insurance Policy
You should look out for good bargains when doing major purchases Finances will look encouraging if properly planned, saved and then invested in any of the life insurance policy

Five Helpful Ideas For Finding Affordable Life Insurance
Does affordable life insurance really exist? Not necessarily, but there are some things that will definitely make a difference. do you have a wife at home? How many kids do you have, if any? How old are you? What type of work do you do for a living? Do you have hobbies that would be considered risky or even dangerous to most people? These could be anything along the lines of scuba diving, skydiving, pilot, mountain climbing, race car driving, ect?

Considerations When Buying Motor Insurance
When looking at buying motor insurance, in a nutshell, you have three choices of policy types Third party, fire and theft insurance cover gives some basic protection for your car such as if it was stolen, damaged by fire or any third party costs But it would not pay out for any damage you caused to your vehicle

Should You Consider Travel Health Insurance?
Are you a recent college graduate looking for that dream summer back packing across Europe? A young adventurer who wants to re-trace the steps of Genghis Khan? A middle aged individual who is years overdue on a really good vacation? For many individuals, a truly great vacation includes traveling. Getting away means just that, getting away. But there is one major detail that many individuals tend to ignore that they shouldn't: travel health insurance in case of emergency.