Quotes on Car Insurance, Auto Insurance, Travel Insurance, Home Insurance and Life Insurance
Powered by WhyPark.com
Unusual Specialist Insurance Explained
Although most people are familiar with regular types of insurance like life insurance and home insurance, there is an increasing demand for more unusual types of insurance. Basically, anything that you might feel is a risk can be insured against. Here are some examples of insurance types that you might not have considered before:
Reasons for an increase in unusual policies
Unusual insurance policies are becoming more common for a number of reasons. Firstly, people are more informed about what they are at risk from, and so want to protect themselves accordingly. Secondly, the increase in lawsuit culture has increased the need for types of insurance. People are being sued for more and more reasons, and so the level of cover they need is increasing both in value and in scope. Also, the rise in unusual insurance policies amongst the rich and famous is leading everyday people to follow suit.
Pet insurance
One type of insurance that has moved from unusual to fairly common is pet insurance. Many people love their animals as if they were a member of their family, and with vet?s bills being so high it does make sense to insure your pet. Pet insurance usually covers vet bills as well as liability and compensation should the animal die. There are now dozens of dedicated pet insurers to choose from, with cover for dogs starting from around ?5 per month.
Star employee insurance
A number of companies are beginning to see the importance of their top employees, and are taking policies out to cover them against loss should anything happen to these key members of staff. Whether you are a sales company with a great salesman or a club owner with a great singer, then you could lose earnings should anything happen to your star employee. Taking out a policy to cover you against a drop in earnings might be a good idea.
Body part insurance
Some of the most unusual insurance policies that are in demand are for the insurance of particular body parts. With celebrities like David Beckham and Jennifer Lopez insuring their prize ?assets?, other professions are following suit. Many chefs, athletes and musicians are getting their hands or feet insured in case they are damaged. Although this might seem a little vain, it can in fact be very sensible. If using your hands for playing an instrument is how you make your living and you severely injure yourself, then you might need significant compensation to stop yourself getting into financial difficulty.
Antique insurance
Perhaps the most frequently used unusual insurance policy is the insurance of specific art pieces or antiques. Regular contents insurance is unlikely to cover you for such items, and you may be better taking out a specific policy that covers against more regular loss or theft. If something is irreplaceable and gets damaged you will want a policy that will cover you for the costly restoration of that item. Whatever type of unusual insurance you get, remember to ask yourself if you really need it, and to shop around to get the best deal. Although these policies are not advertised, many insurers might be able to help you with your specific requirements.
Peter Kenny is a writer for creditcards-gb For additional articles and an extensive resource for everything about credit cards, please visit us at http://www.creditcards-gb.co.uk and http://www.thriftyscot.co.uk/Insurance/
MORE ARTICLES:
Affordable Health Dental Insurance - Low Cost Insurance For Dental Braces
Dental braces are now considered not only as a way of making a person looks good by reshaping the outward growth of his or her teeth to become vertically inclined inside his or her mouth to preclude an ugly look that might otherwise destroy his or her beautiful face Indeed, a beautiful face can be severely destroyed by a protruding mouth due to the outward growth of teeth inside the mouth
A Life Insurance Comparison: Whole Life Insurance Versus Term Life Insurance
What type of life insurance might fulfill your assurance needs This article is a life insurance comparison about whole life insurance versus term life insurance
Your Future Includes Health Insurance, Says Florida Health Insurance Web
"The Democratic Party, if elected on November 4, 2008 will deliver health insurance to every man, woman, and child," that according to Morgan Moran of Florida Health Insurance (http://www.floridahealthinsuranceweb.com) Web, a health insurance web site. Moran spoke after the Democratic Convention in Denver saying, "One thing is for certain, electing Obama means an affordable health insurance plan for everyone.
Affordable Health Insurance Unemployed - Health Insurance Options for the Unemployed
Being in between jobs and unemployed can bring in many financial problems to your doorstep You might need to depend on someone else to help you with covering your day to day expenses
Home And Business Property Insurance Claim Help - Dealing With Your Insurance Company
Any time you have property damage to your residence, you have to go through your Insurance Company to recover money for your losses and to rebuild what was lost. If you are like a large sum of property owners, you walked away with a check from your insrance company with barely enough funds to cover half of the work that has to be done to get your home back in shape.
What Is The Difference Between One Way Insurance And Full Coverage Insurance
When traveling, especially when going abroad, it is often fundamental to have an insurance policy for your trip. When going to foreign countries that you often know little or nothing about, it is very important to do all you can to insure your trip goes as planned, with as few setbacks as possible. Unfortunately, unplanned events that are completely out of our control often come up, this is one reason why insurance policies are a necessary part of traveling. Whenever preparing for a trip, be sure to consult your travel agent about insurance plans and fees.
Affordable Health Dental Insurance - Guide to Finding Federal Dental Insurance
In looking for a government sponsored dental insurance, you have to consider two basic facts One, that most federal dental insurance plan is for those employed by the federal governments only
Students Not Always Covered in Home Insurance Policy, Says Only Insurance
New research has discovered that some home insurance policies don't cover students when they move away from home.
Kwik-Fit Insurance First UK Car Insurance Company Offer Motor Insurance e-certificates
Online Car Insurer agrees deal with solutions company SSP to deliver fast online certificates for web users.
The Co-operative Insurance Voted Best Online Motor Insurance Provider by Your Money Awards
Leading motor insurer The Co-operative Insurance has been voted 'Best Online Motor Insurer Provider' in this years Your Money Awards.
Affordable Health Dental Insurance - Supplemental Dental Insurance Plan
There have been many instances whereby insurances that include dental care will fail to fully support the expenses incurred for dental care of a family These would tend to create financial problems as the family would have to spend their own money or even borrow just to cover for the expenses created by the dental care of a family member due to insufficiency of insurance coverage
Florida Health Insurance Web Blasts New AMA's Health Insurance Proposal
"Do Doctor's or Drug companies get paid to keep you healthy? Or do they get paid to keep you sick?" Florida Health Insurance Web wants to know. With that in mind, Morgan Moran took a look at the new AMA health insurance proposal, hoping to find some shred of hope for Florida's residents, but Moran said, "It looks like more of the same from Washington" and "he'd like to look into the AMA's campaign contributions."
Combined Insurance: Consider Supplemental Accident Insurance and Disability Insurance During Safety Awareness Month
Safety Awareness Month an Ideal Time to Take Stock of Supplemental Insurance Protection
Family Dental Plan Insurance - Avoiding Delays in Insurance Claim
Considering the many safeguards that insurance companies are now putting in place to preclude errors in their settling of claims, you would find it hard to be paid your insurance claims if your claims are not put in good order You have to consider the risk the insurance company will be facing if they will just pay without fully verifying your medical claims especially now when fraudulent claims are on the rise
Take Stock of Life Insurance Coverage During Life Insurance Awareness Month
Leading Supplemental Insurance Provider Stresses Importance of Assessing Life Insurance Needs
