Quotes on Car Insurance, Auto Insurance, Travel Insurance, Home Insurance and Life Insurance

Poor Pay More For Automobile Insurance May Get Worse Treatment/Benefits

Clay Center, NE (PRWEB) March 16, 2006 -- When applying for car insurance an applicant's job may be a major factor in the premium amount quoted. A recent article in theNewspaper.com concluded that individuals who lack fancy job titles could pay over forty percent more for car insurance. According to the article, a ‘discount’ insurer quoted a janitor who only had a high-school diploma an average of forty percent more for car insurance than a college-educated attorney.

The news for those in the lower-paying blue collar or service industry jobs may even be worse. Applicants with lower incomes are more likely to be lured by automobile insurers that promise cheap premiums. But those same discount insurers may also provide the worst services and lowest benefits when it comes time to settle motor vehicle claims.

Annual surveys conducted by the Nebraska Autobody Association are designed to identify the best and worst insurers by having collision repairers rate insurers on the types of repairs insurance companies authorize and how insurance companies treat their customers. These surveys have repeatedly revealed a vast discrepancy in the benefits provided to claimants. Results of the association's 2005 survey revealed that on a scale from one to ten, with ten representing the best rating, insurer averages ranked from a dismal 2.3 to a respectable high of 8.6 with discount insurers rating near the bottom.

“We would not expect to find such drastic discrepancy in a regulated market,” said Norbert Zaenglein, Executive Director of the Nebraska Autobody Association. Market conduct regulation for collision repair in Nebraska is practically non-existent and the Department of Insurance simply looks the other way,” Zaenglein added. “Linking education or job title to claims severity is just another way of exploiting those groups who can least afford to be exploited.” An independent exposé of widespread insurance abuses in Nebraska will be published in a book later this year.

An automobile is a major investment and automobile insurance shields consumers against unexpected expenses, such as repairing an automobile after an accident. It is important for consumers to understand that each insurance company has its own claims handling practices and those practices aren’t always consistent with promises made in the policy.

# # #

MORE ARTICLES:

Combined Insurance: Consider Supplemental Accident Insurance and Disability Insurance During Safety Awareness Month
Safety Awareness Month an Ideal Time to Take Stock of Supplemental Insurance Protection

The Co-operative Insurance Voted Best Online Motor Insurance Provider by Your Money Awards
Leading motor insurer The Co-operative Insurance has been voted 'Best Online Motor Insurer Provider' in this years Your Money Awards.

Florida Public Insurance Adjusters And Property Damage Insurance Claims
Florida Public Insurance Adjusters are growing in popularity throughout Florida. Whether it is hurricane, fire, flood or catastrophe damage, more and more home and business owners are finding it necessary to acquire the assistant of a Public Adjuster because of underpaid property damage insurance claims.

Whole Life Insurance | Whole Life Insurance Is Superior Then Other Life Insurance Policies
In most cases where people do not take up a life insurance and if you ask them the reason for not taking up the life insurance, you will come to know that people feel that investing money in life insurance is a dead investment and waste of money But that is not the case if you study and do a research, you will find that people generally get more then what they have invested

Affordable Health Dental Insurance - Low Cost Insurance For Dental Braces
Dental braces are now considered not only as a way of making a person looks good by reshaping the outward growth of his or her teeth to become vertically inclined inside his or her mouth to preclude an ugly look that might otherwise destroy his or her beautiful face Indeed, a beautiful face can be severely destroyed by a protruding mouth due to the outward growth of teeth inside the mouth

Students Not Always Covered in Home Insurance Policy, Says Only Insurance
New research has discovered that some home insurance policies don't cover students when they move away from home.

Affordable Health Insurance Unemployed - Health Insurance Options for the Unemployed
Being in between jobs and unemployed can bring in many financial problems to your doorstep You might need to depend on someone else to help you with covering your day to day expenses

Family Dental Plan Insurance - Avoiding Delays in Insurance Claim
Considering the many safeguards that insurance companies are now putting in place to preclude errors in their settling of claims, you would find it hard to be paid your insurance claims if your claims are not put in good order You have to consider the risk the insurance company will be facing if they will just pay without fully verifying your medical claims especially now when fraudulent claims are on the rise

Florida Health Insurance Web Blasts New AMA's Health Insurance Proposal
"Do Doctor's or Drug companies get paid to keep you healthy? Or do they get paid to keep you sick?" Florida Health Insurance Web wants to know. With that in mind, Morgan Moran took a look at the new AMA health insurance proposal, hoping to find some shred of hope for Florida's residents, but Moran said, "It looks like more of the same from Washington" and "he'd like to look into the AMA's campaign contributions."

Individual Dental Insurance Plan - Supplemental Dental Insurance For Military Men
If you are in the military, your insurance will cover dental care This coverage will be assured during the time when you are still in active service

Take Stock of Life Insurance Coverage During Life Insurance Awareness Month
Leading Supplemental Insurance Provider Stresses Importance of Assessing Life Insurance Needs

Your Future Includes Health Insurance, Says Florida Health Insurance Web
"The Democratic Party, if elected on November 4, 2008 will deliver health insurance to every man, woman, and child," that according to Morgan Moran of Florida Health Insurance (http://www.floridahealthinsuranceweb.com) Web, a health insurance web site. Moran spoke after the Democratic Convention in Denver saying, "One thing is for certain, electing Obama means an affordable health insurance plan for everyone.

Kwik-Fit Insurance First UK Car Insurance Company Offer Motor Insurance e-certificates
Online Car Insurer agrees deal with solutions company SSP to deliver fast online certificates for web users.

Affordable Health Dental Insurance - Supplemental Dental Insurance Plan
There have been many instances whereby insurances that include dental care will fail to fully support the expenses incurred for dental care of a family These would tend to create financial problems as the family would have to spend their own money or even borrow just to cover for the expenses created by the dental care of a family member due to insufficiency of insurance coverage